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Privacy
Policy
This notice describes our
privacy practices regarding information about our customers and
former customers that obtain financial products or services from us or our
affiliates.
Information We
Collect
We collect and maintain information about you to provide you with the
products and services you request and to service your account. We collect
certain information from the following sources:
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Information we receive
from you on applications or other forms, such as your Social Security
number, assets, income, and property information. |
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Information about your
transactions with us, our affiliates or others, such as your policy
coverage, premiums and payment history. |
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Information we receive
from a consumer reporting agency or insurance support organizations, such
as credit report information and claims history. |
How We Protect
Your Information
Our customers are our most valued assets. Protecting your privacy is
important to us. We restrict access to personal information about you to
those individuals, such as our employees and agents, who provide you with
products and services. We require those individuals to whom we permit access
to your customer information to protect it and keep it confidential. We
maintain physical, electronic and procedural safeguards that comply with
applicable regulatory standards to guard your nonpublic personal
information. We do not disclose any nonpublic personal information about
you, as our customer or former customer, except as described in this notice.
Information We
Disclose
We are permitted to disclose personal information (1) to process your
transaction with us, for instance, to determine eligibility for coverage, to
process claims or to prevent fraud; (2) with your written authorization; and
(3) otherwise as permitted by law.
Sharing
Information with Affiliates
Our company and its affiliates offer a variety of financial products and
services in addition to insurance. Sharing information enables our
affiliates to offer you a more complete range of products and services. We
may disclose nonpublic personal information, as described above in
Information We Collect, to our affiliates, which include:
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Financial service
providers such as insurance companies and banks, underwriters and staff;
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Non-financial service
providers, such as management companies, attorneys-in-fact, billing
companies and Processors. |
We are
permitted by law to share with our affiliates our transaction and experience
information with you.
In
addition, we may share with our affiliate’s consumer report information, such
as information from credit reports and certain application information, which
we have received from you and from third parties, such as consumer reporting
agencies and insurance support organizations.
Your Choice
If you prefer that we not share consumer report information with our
affiliates, except as otherwise permitted by law, you may direct us not to do
so by sending a written request to us at:
P.O. Box 880288
San Diego, CA 92168-0288
We
will implement your request within a reasonable time after we receive your
written request.
Modifications to our Privacy Policy
We reserve the right to change our privacy practices in the future.
Recipients of this Notice
We are providing this notice to all our customers at the mailing address you
provided. You also may receive notices from affiliates, other than those
listed below. Please read those notices carefully to determine your rights
with respect to those affiliates’ privacy practices.
This
notice is required by federal law.
Signed: CIDCash®, CID Insurance Programs, Inc., Community Risk Management Company, and
MasterFidelitySM
The above is a list of the affiliates on whose behalf this privacy notice is
being provided. |